Tips for being prepared in case you do experience a loss:

Be Prepared For An Auto Accident or Loss

 

When you are involved in an accident events can be confusing and important information can be overlooked. That is why we made it simple for you to record vital details of the accident. If you have further questions please contact us.

 

Read This First

If you have an accident follow these simple steps to speed up the processing of your claim. The more information you have, the faster and more fairly your claim can be handled.

  • Call the Police

  • Stay at the scene

  • Do not discuss the accident with anyone but the the Police at the scene.

  • Do not discuss detail of your insurance coverage or your policy limits.

  • Get a Police Report Number if possible.

  • Write down the names, addresses and phone numbers of others involved in the accident and witnesses.

  • Write down the license numbers and insurance company names and policy numbers of everyone involved in the accident.

Accident Notes

Record your own recollection of the accident as soon as you can, while details are still fresh in your memory. Write the date and time of the accident and the weather and road conditions. Write down all details you can think of even if they do not seem important to you. IMPORTANT - If you have a camera or a Cell Phone with picture capability take some shots of the scene, vehicle damage etc.

 

Accident Information From Witnesses

Please complete as much of the following information as possible.

  • Did you see the accident?

  • Were you involved in the accident?

  • Describe the accident.

  • Did anyone appear to be hurt?

  • Who, if anyone, do you feel was responsible?

  • Your Name

  • Your Address

  • Your Phone Numbers at home and work

Accident Information From Other Driver

Your Information that is needed.

  • Name

  • Address

  • Home Address

  • Work Phone

  • Driver's License #

  • Insurance Agent

  • Insurance Company

  • Insurance Policy #

  • Are you injured?

Passengers Information that is needed.

  • Name

  • Address

  • Phone#

  • Are you injured?



Be Prepared For a Property Loss

 

When you are involved in a claim events can be confusing and important information can be overlooked. That is why we made it simple for you to record vital details of the claim. You can print this page or copy it to your document to edit it for your records. If you have further questions please contact us.

 

Read This First

If you have a claim to file  follow these simple steps to speed up the processing of your claim. The more information we have, the faster and more fairly and more fairly we can settle your claim.

 

Start Preparation Today

Write down any valuable items with their serial numbers (usually found on the bottom or back of major appliances) along with the method of acquisition (purchased, inherited, or received as a gift), date purchased and prices or approximate value. Attach receipts, if possible). Remember to include furniture, appliances, carpeting, jewelry, artwork, toys and the contents of your closets, cabinets, and drawers.

 

Videotape Documentation

Videotaping each room of your house can make taking inventories easier. Photographs and a tape recorder can substitute for a video camera. A complete inventory should contain verbal descriptions of major assets as well as their value. Remember your garage, attic, basement, and the exterior of the house, plus your landscaping and fencing.

 

Household Documentation

Extremely important documentation should be photocopied. Keep one copy in your home and the original, where possible, in a safe-deposit box. Important items include, but are not limited to, the following:

  • House: Escrow, title, deed, insurance policy.

  • Personal: Birth certificates, medical history, passports, insurance certificates, credit cards numbers, will.

  • Automobile: Certificate of ownership, finance contracts, registrations, insurance policy, driver's licenses.

  • Finance: Amount numbers for checking and savings accounts, CD's stocks, bonds, other significant investments.

  • Tax: Copies of the first two pages of your state and federal returns for the past five years.. Complete returns with approximate receipts and canceled checks should be kept in a separate file box.



*If you have any other questions on being prepared for a claim please contact us.